Auto Financing at Jeffrey Kia
At Jeffrey Kia we have many auto financing options available for our Kia customers and are committed to helping you get the best auto loan for your next new or used car, truck, or SUV. If you are in the market for a new Kia or are looking to purchase a used vehicle in Roseville or the nearby Detroit, Ann Arbor, Warren, Saint Clair Shores, and Sterling Heights areas, please fill out our online credit application to be pre-approved for an auto loan instantly! If you prefer, give us a call at (800) 362-4259 to speak with one of our helpful auto financing experts who can help with any of your car loan needs. We can also help explain the various necessary and optional insurance coverage options, such as gap insurance. And even if you have bad credit, find out how you can still lease a new Kia or opt for in-house financing.
Be sure to shop our inventory of new Kia cars for sale, view our used vehicles, or browse our current Kia specials so that we can help you get approved for the exact vehicle you are looking to buy.
Leasing vs. Financing
Are you having trouble deciding whether to lease or buy your next vehicle. Jeffrey Kia would be glad to help. Our team will explain your options and help you find which is best for your needs or budget. Here is a quick overview to help give you a better idea of the advantages and disadvantages of each method.
- With leasing, your monthly payments will be lower, and the vehicle will likely be covered by the warranty throughout the entire term of the lease.
- When you purchase a vehicle, you own it once all of the payments are made. You are free to customize the vehicle and drive it as much as you want.
- With leasing, there are mileage restrictions and penalties for going over the limit or for excessive wear and tear. You also cannot customize the vehicle.
- If you like to have the latest features and drive a new car every few years, leasing may be an attractive option.
